SELF FUNDED ZIP PAY

What is Zip Pay?

Zip Pay is a buy now, pay later service that lets you make purchases instantly and pay them off over time in interest-free installments.

How do I get started?

Click here & apply now Complete the easy 3-minute application. Get a decision in minutes. You’ll be surprised at how simple the process is.

To be eligible to apply?

• Be 18 years or over
• Be an Australian citizen or a resident
• Be employed in some capacity

What else do I need to know?

All funding is done through zipMoney, a third-party finance company that Pinnacle Safety and Training has partnered with to be able to extend these self-funding options to our students. Although the ‘Study Now – Pay Later’ is an interest-free plan meaning you can enrol today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating. The payment plans are interest-free for 6 months, but please be aware that interest will start to accrue after the interest-free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

What are the benefits?

You can enrol in a course today and pay nothing upfront. By paying for your course on a plan, you can split the cost of your study and pay over time. ZipMoney even pays Pinnacle Safety and Training on your behalf no money ever changes hands. You are provided with a virtual account so for your next course, all you need to do is sign in to your digital wallet, confirm, and pay. No need to use your credit card or seek a loan elsewhere. It’s simple and easy to use.

What are the fees?

No deposit, so nothing to pay today. A one-off establishment fee may apply. Don’t worry this is added to your interest-free balance. Please see your application and contract for details.
Minimum monthly payments apply. See your contract and application for details. An interest-free period of 12 months for courses over $5000, 6 months for courses over $2000, and 3 months for all other courses, after which interest will accrue at the standard annual percentage rate. A small monthly admin fee of $4.95 (only payable if a balance is owing) please refer to your contract terms and conditions for further information.

Visit zip.co/ to learn more about zipMoney.